The Roundup: USC Injuries, Gilbert’s Back, and The Guy Who Won a Women’s Poker Tournament
Baseball, College Football, Fantasy Sports, High School Sports, International Basketball, Media Gossip/Musings, NBA, NFL, Poker, Politics, Video September 17th. 2009, 8:00am
It’s been awhile: Marissa Miller … this Cracker Barrel beatdown story is disturbing … for housework, crazy lady gives teenage girls drugs … we’re shocked Burt Reynolds was hooked on pills … 61 percent of Americans are living paycheck to paycheck … panhandling for tuition … which brings us to the daunting task of saving for college … another stranger spanks a kid … if real, these facebook moments are quite funny … nearly the total package …
Man sneaks through loophole to play in women’s poker tourney … wins! But did he really have to beat her? (Gaming Today)
“Nobody could guard me before, and can’t nobody guard me now,” says Gilbert Arenas, who has basically missed the last two seasons with injuries. (Wash Times)
Is this a smokescreen prior to playing their former assistant coach, or are Matt Barkley, Joe McKnight, and Taylor Mays really hurting? (LA Times)
The most influential social commenters in the nation: Krugman, followed by Limbaugh. The list is awfully white. (Atlantic)
Georgia QB Joe Cox’s $6,274 flight. (Athens Banner Herald)
Awwww, more on Nick Swisher and his hot girlfriend Joanna Garcia. (Page 6)
Hal McCoy night in Cincinnati. (Dayton Daily News)
By far, the geekiest fantasy football league on the planet. (That’s Church)
Greatest fantasy football update on the week. (Joe Sports Fan)
Tamir Goodman, who was laughably hailed as the “Jewish Jordan” when he was a teenager, has “retired” at 27. (Times Online)
The flood of high school basketball transfers is ruining the sport. (LA Times)
See you next season, Roy Oswalt. (Houston Chronicle)
So Terrell Owens doesn’t talk after a season-opening loss and he’s not a leader? When has he ever resembled anything close to a leader? (Buffalo News)
Go nuts, Republicans.
Guess we’re not the only ones who think Adam Schefter is the flavor of the month at ESPN and clearly being overused. (via Hot Clicks)
We’re not even sure why he’d say this, but the look on the face of his co-anchor is priceless. (via Gawker)
191 Responses to “The Roundup: USC Injuries, Gilbert’s Back, and The Guy Who Won a Women’s Poker Tournament”
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September 17th, 2009 at 8:09 AM
There is a difference between “living from paycheck to paycheck” and “wasting the fuck out of your money,” right?
September 17th, 2009 at 8:11 AM
i love that place, haven’t been in years. can never remember how I beat the triangle game. always end up with 2.
September 17th, 2009 at 8:13 AM
“Nearly tht total package”
Wait, this isn’t about Joe Flacco?
September 17th, 2009 at 8:13 AM
Keep Fucking that Chicken. Instant meme.
September 17th, 2009 at 8:15 AM
last cracker barrel visit: bum F kentucky on the weekend of the Derby about 5 years ago.
i think that was the only time i’ve been there. give me IHOP anyday.
September 17th, 2009 at 8:15 AM
I assume much of it has to do with the cost of housing. People buy too much house, get buried in a mortgage, and live check to check. I don’t consider buying a home a “waste” of money but most don’t consider down sizing or practicing restraint when buying.
September 17th, 2009 at 8:16 AM
and 100K ain’t shit in most of the country.
September 17th, 2009 at 8:16 AM
@ sparty I can’t be the triangle game either. My mom does everytime.
Joel Mchale on Today show–after commercial.
September 17th, 2009 at 8:16 AM
Bob Evans > Cracker Barrel
September 17th, 2009 at 8:18 AM
Keep Fucking that Chicken. Instant meme.
hasta la vista Fix my TV. You had a good run
/yesterday’s meme’d
September 17th, 2009 at 8:19 AM
Yes, but what I consider a waste is the 5 plasma screens in the house and the $40,000 cars. If you are living from paycheck to paycheck and you have a $200 cable and cell phone bill, you are simply living beyond your means.
September 17th, 2009 at 8:19 AM
for breakfast, no doubt. but they have a mean meatloaf at cracker barrel.
there are people also that get themselves on a 15 year mortgage as well. they figure live tight for that period, but then the house is theirs much much sooner. but i would say the majority of those people are ones that put themselves huge into debt with credit cards more than anything.
September 17th, 2009 at 8:20 AM
Most people don’t hit 100K until they have families. If I was making that much right now…. ehhh, I’d still waste it on poppin champagne in the club.
September 17th, 2009 at 8:22 AM
agree
and agree
what if your $200 cable bill includes phone and internet + HBO?
/taking it up the arse from my provider
September 17th, 2009 at 8:23 AM
Whoa! I’d rather sleep in a tent outside then not have every channel of HBO.
September 17th, 2009 at 8:24 AM
any movie channel package sounds good for about a month. it takes a good year for the rotation on any of those channels to change up.
September 17th, 2009 at 8:26 AM
Hey Sparty: Predictions for the weekend, these are going to be the last moments of rational thought before Sunday morning.
September 17th, 2009 at 8:26 AM
no, that’s the American dream*
*until summer 2008
i’m fortunate, i’ve got a stable job that makes good commission money, once my fiance goes fulltime at her teaching position, we should be all set.
September 17th, 2009 at 8:26 AM
I can remember the metal grey box sitting on the top of my grandma’s console RCA – turn the tv to 3 mash one of those red buttons on top and BAM! Brain Games/Fraggles/Wimbledon goodness. I love HBO.
September 17th, 2009 at 8:27 AM
Here we go again with the race baiting…
September 17th, 2009 at 8:28 AM
You’re (!!!!) from jersey right> What district does she teach in?
September 17th, 2009 at 8:28 AM
32-29 msu. but my confidence in that is about 60%. honestly, that central game has thrown me for a loop.
September 17th, 2009 at 8:29 AM
Define “most of the country,” please.
September 17th, 2009 at 8:30 AM
Brain Games/Fraggles/Wimbledon goodness. I love HBO
And First and Ten, starring Delta Burke. In 1985, that chick was something. And that show had football, and gratuitious nudity.
September 17th, 2009 at 8:33 AM
sparty vs irish
haha. you think too highly of yourself
September 17th, 2009 at 8:34 AM
haha. you think too highly of yourself
NEMESIS FIGHT!!!!!!!!
September 17th, 2009 at 8:34 AM
she’s in the Washington Twp School district. Southwest Morris County.
September 17th, 2009 at 8:35 AM
you just proved it. well done.
September 17th, 2009 at 8:35 AM
Seriously, not all of us live in New York and L.A.
September 17th, 2009 at 8:36 AM
you just proved it. well done
I’m in your head. you think about me when im not even here
September 17th, 2009 at 8:36 AM
that’s good stuff. there is pretty much a hiring freeze in school districts in NJ.
September 17th, 2009 at 8:38 AM
says the guy that asked for me to be banned when he was not spoken to.
September 17th, 2009 at 8:39 AM
Not to douse water on a meme, but did he mean to say “keep plucking that chicken” and just screw it up horribly? Is that an expression?
September 17th, 2009 at 8:39 AM
100K a year ain’t shit? Go ahead and fuck right off, sir.
September 17th, 2009 at 8:40 AM
Ogre would have a field day with these nerds.
September 17th, 2009 at 8:40 AM
I wonder if Rush and Malkin will give this story the same time as the school bus beating in St. Louis.
September 17th, 2009 at 8:40 AM
Thought for sure this would be a link to a Simmons column.
September 17th, 2009 at 8:40 AM
Over the Barrel? Are you insane?
September 17th, 2009 at 8:41 AM
hah
September 17th, 2009 at 8:41 AM
move on and have a good day
September 17th, 2009 at 8:41 AM
Sent while in the nude atop a pile of money from my Blackberry.
September 17th, 2009 at 8:42 AM
yeah, she’s lucky. she got in as a long term sub for maternity leave and she knew the woman wasn’t coming back. right now she’s part time, but when she gets her grad degree in May they’ll almost have to put her full time. at that point her income would practially double just in time for us to buy a house and get married.
September 17th, 2009 at 8:42 AM
I no longer live within 10 minutes of one, but I’ll take Friendly’s.
September 17th, 2009 at 8:43 AM
sigh…just too easy sometimes.
come one clown, Rush is one of their best patrons. not a chance.
September 17th, 2009 at 8:43 AM
but did he mean to say “keep plucking that chicken” and just screw it up horribly?
i think he meant cooking, because he was analogizing the “tough” weather forecaster making a “tender” forecast. So, I’ll guess cooking.
September 17th, 2009 at 8:44 AM
the G version of a Happy Ending. a swell choice, sir.
September 17th, 2009 at 8:44 AM
ND will roll MSU. Book that shit.
September 17th, 2009 at 8:44 AM
“Keep fucking that chicken” was good, but the verbal raping of his co-anchor in the tease afterward was better.
September 17th, 2009 at 8:45 AM
I heard Rush say something to the effect of, “Welcome to Obama’s America. White kid gets beat while black kids laugh.” When I heard that, I wondered if in the 60’s he hated it when it was the reverse? God that guy is an ass hole.
September 17th, 2009 at 8:45 AM
even the x-rated happy endings are better with reece’s peices and melted marshmallows.
September 17th, 2009 at 8:46 AM
I wonder if Rush and Malkin will give this story the same time as the school bus beating in St. Louis.
The cracker barrel thing is an “isolated incident” by a “rogue hillbilly,” so it’s not the same at all.
September 17th, 2009 at 8:46 AM
Does it feel like this Obama calling Kanye a “jackass” is being blown out of proportion??? I am not saying I like or dislike Obama, but come on, most of these politicians are absolute slimeballs. He makes what is an honest comment ( and basically the truth regarding that situation ) and people act like he kicked someones dog. Actually, I think it made him look a little more personable, 99% of americans were saying the same thing about Kanye.
September 17th, 2009 at 8:49 AM
what, the MSM blowing a non issue out of proportion?!?!?!? i’m calling CNN, this needs to be featured on “Just Sayin’”!
i agree, by the way.
September 17th, 2009 at 8:49 AM
Was Kanye NOT acting like a jackass?
September 17th, 2009 at 8:49 AM
and 100K ain’t shit in most of the country.
Not in most of the country. In major cities 100k is not that much. I know people who rent modest places and don’t live ridiculous lifestyles that struggle on 100k.
September 17th, 2009 at 8:50 AM
Does it feel like this Obama calling Kanye a “jackass” is being blown out of proportion???
I heard he’s inviting Kanye to the White House for a Hennessey summit
September 17th, 2009 at 8:51 AM
Sorry I should have qualified my statement – I meant household income. Lots of blue collar/union households hit that number – I know bunches of them. They usually only have a single worker 2-3 kids and work OT like a mutha.
September 17th, 2009 at 8:51 AM
Was Kanye NOT acting like a jackass?
He WAS being a jackass. No doubt about that.
September 17th, 2009 at 8:52 AM
I heard he was just hoping white people would like him again.
September 17th, 2009 at 8:52 AM
Is it really an issue? Haven’t watched the news the last couple days. I think it is hysterical and have zero issue with it. And I am not a Barry fan at all.
September 17th, 2009 at 8:52 AM
Define “most of the country,” please
What is cities without old cars on the lawns?…
September 17th, 2009 at 8:52 AM
If you are single and make 100K and struggle, you should be beaten with a rubber hose, because you’re a fucking idiot.
September 17th, 2009 at 8:52 AM
@herd,
if you were talking about 100K in any metro area with a family, I agree.
If you’re talking about a single guy or girl with that kinda coin ANYWHERE, um…time to cut back on the Kraft and go with generic brand
September 17th, 2009 at 8:53 AM
/also true’d
September 17th, 2009 at 8:54 AM
lively start. big day coming, people. good interview locked in for tomorrow.
- 100k “not a lot” is a myth. it is plenty of money. it’s how you spend it.
- that ’social commenters’ list IS white. it is a fact. how is that race-baiting?
September 17th, 2009 at 8:55 AM
To be fair about it, he was speaking off the record. So, no, it’s really not a big deal. It is humorous that the POTUS has an opinion regarding the goings-on at the MTV Video Movie Awards.
I actually had to make the decision whether to permit my children to watch Obama’s speech on education. I watched it on YouTube last night. Typical Barack Hussein Obama reading a TelePrompTer speech. I don’t know why kindergarteners are watching this, but I had no objections.
September 17th, 2009 at 8:55 AM
definitely true. this is what the union workers at GM were pulling in for years. they worked like mad until they could retire by age 50. mostly to put all their kids through school.
September 17th, 2009 at 8:56 AM
Sometimes they have to suck it up and get Polo instead of Lacoste.
September 17th, 2009 at 8:57 AM
i knew you liked the Glenn Becks of the world.
September 17th, 2009 at 8:57 AM
I now picture TBL running at us like the Kids in the Hall girl and saying, “It’s a fact!”.
September 17th, 2009 at 8:58 AM
100k “not a lot” is a myth. it is plenty of money. it’s how you spend it.
wait until you have 2 or 3 kids, TBL (and those of you saying how it’s tons of money). I’m not complaining at all, just saying expenses go up exponentially when kids are added into the mix.
/it can go pret-ty pret-ty pret-ty fast
September 17th, 2009 at 8:58 AM
they haven’t gotten their Audi’s detailed in nearly a month.
September 17th, 2009 at 8:58 AM
C’Mon JPQ, you are so out of touch. Gotta be at least Louis XIII.
September 17th, 2009 at 8:59 AM
where I’m at its utility and coal jobs. avg pay on those is over 50K.
my point was – as family – husband/wife/child(s) you buy a house have two cars + medical insurance for the whole fam + doing some responsible saving (401K / 429 college thing) + taxes you can find yourself not having much at the end of the month.
September 17th, 2009 at 9:00 AM
nice larry david there, jpq
September 17th, 2009 at 9:00 AM
THE HORROR!!!
September 17th, 2009 at 9:01 AM
C’Mon JPQ, you are so out of touch. Gotta be at least Louis XIII.
Jersey: I keep it real
/you know Obama always asks what liquor his photo ops like to drink
September 17th, 2009 at 9:02 AM
doing some responsible saving (401K / 429 college thing)
that right there means it’s not paycheck to paycheck.
September 17th, 2009 at 9:02 AM
Kanye West likes fishsticks. There, I said it.
The moonbats are starting to file into Pgh for the G20 protests. Awesome. Good post about this in the blog referenced above.
September 17th, 2009 at 9:02 AM
nice larry david there, jpq
spicious: Sunday night, baby!
September 17th, 2009 at 9:03 AM
Better question is why is that the first thing that jumps out at you?
September 17th, 2009 at 9:03 AM
that’s a pretty strange way to look at it considering that when you contribute to 401k’s and 529 plans you have WAY MORE down the road (if you’re invested well). so what if it’s not liquid?
you can either blow it all now on bullshit or maintain a better standard of living in retirement. it’s not like you’re losing that money when you put it in a qualifed plan.
September 17th, 2009 at 9:06 AM
That right there is a straw man argument. While a valid point, it has zero bearing on the conversation of whether 100k is a lot of money.
September 17th, 2009 at 9:06 AM
That’s what I was wondering. You could have written “black people commit more crimes.” It’s a fact! Not race baiting!
September 17th, 2009 at 9:08 AM
That right there is a straw man argument. While a valid point, it has zero bearing on the conversation of whether 100k is a lot of money.
I thought we were arguing the paycheck to paycheck thing. That’s what the link was, and that’s where the conversation started. Please go back to comment #1 and read through #6.
100 grand is a shit ton of money, if you’re holding it. Not if you’re living off of it for a whole year.
September 17th, 2009 at 9:09 AM
Cracker Barrel might be the most overrated restaurant in existence. Everyone has a 40min wait, which causes you to “shop” in that dumbass store. When you finally do sit down to eat, you have to wait 25mins for your food so you get drug into that golf tee game. After becoming fustrated with life because you can’t be a table game and you spent $30 in the store waiting to be seated, you’re rewarded with a mediocre meal. Fuck that place.
September 17th, 2009 at 9:10 AM
I understand the sentiment, and I’m not saying its wrong, but every situation is different. Especially because that 100K is more like 60 after taxes. Thats 5K take home a month, say 2K mortgage, 1k student loans, 600 in bills and food, 400 car payment, and boy howdy are you rolling in money with that 1K leftover. Thats without kids and their braces and music lessons and god knows what else.
September 17th, 2009 at 9:10 AM
100,000 in san diego or new york is a lot different than 100,000 in houston. They arent taxed to death here and the price of living is down compared to those cities. It just depends on where you live.
September 17th, 2009 at 9:10 AM
exactly. i can look at my 401k contributions right now and know that i could live more comfortably right now. but i rather live comfortably when i am old and so i don’t have to work.
September 17th, 2009 at 9:11 AM
i know people that started making close to $100k right out of college, but they fucked up their finances. i know after working a job that started out at $28k (now significantly more) $100k sounds like a fortune since i make a nice living now with a good amount saved per paycheck.
September 17th, 2009 at 9:11 AM
The list itself is absurd. Four of the top ten social commenters are from the NY Times? Really?
September 17th, 2009 at 9:11 AM
that’s a pretty strange way to look at it considering that when you contribute to 401k’s and 529 plans you have WAY MORE down the road
spencer, from the “saving for college” link above…
For the 2008-2009 school year, the average cost of attending a four-year public school for in-state residents — including tuition and room and board — rose 5.7% to $14,333, according to the College Board. The cost was up 5.6% to $34,132 for a private university. (These numbers aren’t adjusted for inflation.)
Meanwhile, the value of 529 college-savings accounts sank 21% last year, according to Boston consulting firm Financial Research, leaving families with far less tuition money than they had counted on
a lot of people I know are in this deal: kids going to college and then last year lost 30-40% of the money they had saved to send the kid, and have 1 or 2 more getting ready to go in the next couple of years.
They then have to take out loans, or the kids do, knowing with the shitty job market the kid won’t make enough to pay all of it and they will have to subsidize
September 17th, 2009 at 9:13 AM
Please go back and read comment #7 thruogh #87. The conversation evolved.
September 17th, 2009 at 9:14 AM
jpq…didn’t read the link. i’ll just move on.
September 17th, 2009 at 9:14 AM
Kendra’s comin’ to Indy!
September 17th, 2009 at 9:15 AM
Off topic:
Mark Schelerth(sp? I don’t care) is a dumbass.
That is all.
September 17th, 2009 at 9:15 AM
$100K is good money, but if you live in a big city, or have a few kids, or have a bunch of student loans, you’re not exactly Scrooge McDuck.
September 17th, 2009 at 9:15 AM
The conversation evolved.
not really. You’re just in a pissy mood.
September 17th, 2009 at 9:16 AM
Agreed. This morning he actually said baseball and golf weren’t like football, because the harder you try in baseball and golf, the worse off you are.
September 17th, 2009 at 9:17 AM
yes rip the midwest all you want but just remember when youre curled up in your tiny ny apartment ill be chilling in my 800k house in the suburbs. at least you have better restaurants.
September 17th, 2009 at 9:18 AM
Please go back to comment #1 and read through #6.
Please go back and read comment #7 thruogh #87. The conversation evolved.
The conversation evolved.
not really. You’re just in a pissy mood.
I see the seeds of a fully germinated Nemesis have been planted. I expect flowering soon.
September 17th, 2009 at 9:18 AM
I live in DC, own my house with my Fiance. Neither of us make over 100K but combined we do. I can honestly say that we don’t live paycheck to paycheck and if there was an accident (read kids) then we would just have to modify our lifestyle. There are a 100 different things you can do to not have to live like that. You just have to ask yourself questions like hmmm do I need to replace my plasma tv with another? Do I really need HBO?
That article was a prime example of people who don’t know how to manage their money and they don’t have to live paycheck to paycheck.
September 17th, 2009 at 9:19 AM
100k for a family of 4 in Bergen County, NJ is really not a lot of money. but not saying you cannot enjoy your life. nothing wrong with living modestly.
September 17th, 2009 at 9:19 AM
IHOP isn’t even remotely in the same league as Cracker Barrel. For breakfast…maybe. For dinner, it’s not even close.
September 17th, 2009 at 9:20 AM
nothing wrong with living modestly
fuck yeah there is. We’re in Amurrrica, son!
September 17th, 2009 at 9:21 AM
Nowadays? No way. Besides, you can watch all their shows (aside from Real Sports and their sports documentaries) the day after on Surf the Channel. Back in the day when they had The Sopranos, Six Feet Under, The Wire, Inside the NFL and Costas was still around? It was worth the extra $12 a month.
September 17th, 2009 at 9:22 AM
Nah, I’ve chosen Darrell as my nemesis, and since he’s not around all the time, Paolo comes off the bench to fill in.
September 17th, 2009 at 9:23 AM
and it is those people who go after the 800k house that weren’t making 200k per that helped contribute to the crash of the housing market.
September 17th, 2009 at 9:26 AM
Nah, I’ve chosen Darrell as my nemesis, and since he’s not around all the time, Paolo comes off the bench to fill in.
Darrell’s a good solid choice. He and I have gone at it a few times. Good guy other than one subject.
if you need him, just type S.H.A.R.P.T.O.N. and he’s usually here faster than Dominoes
September 17th, 2009 at 9:26 AM
exactly – living “pay check to pay check” doesn’t define your quality of life. peace of mind created by money tied up in long term investments that prevents you from indulging in things now, is cool for lots of people.
blowing 100K (gross) a year on 5 start dining and 3 series is cool too. Neither mean the sky is falling nor does it mean your rich.
September 17th, 2009 at 9:27 AM
@bsanders, Exactly. We use Netflix to watch Dexter, Weeds, The Wire, Extras, Sopranos, etc. Sure you are a year behind, but it costs so much less and you can watch them at your own leisure.
September 17th, 2009 at 9:27 AM
and it is those people who go after the 800k house that weren’t making 200k per that helped contribute to the crash of the housing market.
what about the lender that accepted 3% down on that variable rate mortgage loan? That didn’t help.
September 17th, 2009 at 9:28 AM
and it is those people who go after the 800k house that weren’t making 200k per that helped contribute to the crash of the housing market.
along with the idiots who told them that “yeah, we know you’re not able to actually afford it… we’ll give you a loan for this.”
/EVERYONE is to blame
September 17th, 2009 at 9:31 AM
Can we choose our nemesis? Or does it have to happen naturally?
September 17th, 2009 at 9:31 AM
Just thought I’d throw this in, this is from the article linked:
It would seem their definition of paycheck to paycheck is all of the money that’s leftover after 401(k), college funds, bills, whatever, is gone by the time the next paycheck arrives. Probably worth considering the sample size as well. They polled less than 4,500 people. That’s not a ton.
September 17th, 2009 at 9:33 AM
no no, they are at fault too. but bothered me that the banks were the only ones taking punishment.
September 17th, 2009 at 9:35 AM
Lefty, the conversation has already evolved.
That’s pretty much bullshit, though, I agree. If you’re saving money out of a paycheck for retirement, then you are not living paycheck to paycheck.
September 17th, 2009 at 9:38 AM
the people who lost there house had a pretty good punishment of destroyed credit and no home to live in.
September 17th, 2009 at 9:38 AM
but bothered me that the banks were the only ones taking punishment.
how do you figure this Sparty? Unless you only mean small banks who got clobbered and died, or big banks who are stuck with the toxic assets they bought and only have bailout money to pay their dividends with. Small Banks took a beating, but the big boys got helped out by your boy W.
September 17th, 2009 at 9:41 AM
i forgot, people don’t need to have personal responsibility. it is always everyone else fault. silly me
i have been openly critical of W. not my boy.
September 17th, 2009 at 9:43 AM
What pisses me off is watching House Hunters on HGTV and seeing people who in 2009 still arent putting 20% down…
September 17th, 2009 at 9:45 AM
Marisa Miller > All other girls
September 17th, 2009 at 9:50 AM
C’mon, part of the greatness of Obama is that personal responsibility has gone out the door. The Messiah will take care of everything. Relax.
September 17th, 2009 at 9:51 AM
not saying they aren’t at fault, but they didn’t get off scott free, either. banks got the blame, but lots of people lost their house b/c of their mistakes and their credit was destroyed, which means they won’t be able to get a best buy credit card, let alone a house now.
the funny thing is, not only do realtors push you to buy bigger and more, in some areas, like NJ, 20% is an unfathomable number for young people to buy a home. a single family home in a nice area is easily between 250K and 350K. even nice townhomes/condos are upwards of 180K to 250K.
i remember we talked to a realtor a year ago, just to see what can be afforded and when we told them our preapproved loan and down payment of 10%, the first thing they said was, oh, so you can take that 10% and add it to your loan amount (275k at the time, which was laughable since we were looking in the 180-200 range and couldn’t afford 275K.), which would put our payments way higher than we could make.
September 17th, 2009 at 9:55 AM
I apologize to the Moleman, wherever he is.
September 17th, 2009 at 9:59 AM
i didn’t agree with the bailouts, just so that you know. i am talking about how they were portrayed as the ones being blamed for the crashing of the housing market by the MSM. the people with less than good credit ratings that took out the loans weren’t people trying to reestablish credit. they were people that already screwed their credit score by carrying high balances on credit cards or having delinquent accounts.
September 17th, 2009 at 10:02 AM
you offer them more credit, they will take it. were they preyed upon? sure. but is it still the fault of individual for shitting in their own bed? hell yeah.
September 17th, 2009 at 10:08 AM
@sparty: we agree on all points. Even the bailout, which i think was incorrectly used in so many ways.
September 17th, 2009 at 10:14 AM
I apologize to the Moleman, wherever he is.
lol +1
September 17th, 2009 at 10:27 AM
So advise me right now. I’m making 55k a year, 23, benefits, living at home. I got a 401k plan (3% of the check, 100% matched by the company). I drive an old car that still gets me around. Company is paying for my master’s, all of it. What is my next move.
September 17th, 2009 at 10:28 AM
You mean incorrectly used in ALL ways. I for one almost went on a rampage when the gov’t was going to give Citigroup bailout money to take over Wachovia, then tried to stop Wells Fargo from making a better offer. Not to mention Barney Frank’s lifepartner’s bank getting bailed out.
September 17th, 2009 at 10:30 AM
Contribute to a Roth IRA so you get tax free income in retirement.
September 17th, 2009 at 10:31 AM
sit tight til you find the right woman. geez, i wish i had lived at home when i was single. the money i would have been able to put away.
September 17th, 2009 at 10:33 AM
sit tight til you find the right woman
the right woman in this instance is any one who thinks living at home is sexy. You’re going to need your calipers.
September 17th, 2009 at 10:33 AM
Word. I’d max that 401k contribution out too. What’s the limit? 6%? Whatever the max is, that’s what I’d be putting in every paycheck.
September 17th, 2009 at 10:33 AM
@jersey: i’d put more into 401k if they will match more since less income will be taxed on each paycheck. find a savings account that has some type of interest return like HSBC or ING direct and never buy a brand new car.
September 17th, 2009 at 10:34 AM
he’s 23, not 30.
September 17th, 2009 at 10:36 AM
marry a doctor/lawyer.
September 17th, 2009 at 10:36 AM
yeah, even though the interest rates on those are down to around 1% now, they are nice for a rainy day. just automatically transfers and yuo don’t even think about it. helps to put yourself on a reasonable budget.
September 17th, 2009 at 10:38 AM
So advise me right now. I’m making 55k a year, 23, benefits, living at home. I got a 401k plan (3% of the check, 100% matched by the company). I drive an old car that still gets me around. Company is paying for my master’s, all of it. What is my next move.
buy a lot of flashy bling, rent an Escalade w/ 28’s, get some new fly clubwear
/gotta keep your pimp hand strong
//actually agree w/ everything the others said
September 17th, 2009 at 10:39 AM
buy a lot of flashy bling, rent an Escalade w/ 28’s, get some new fly clubwear
/gotta keep your pimp hand strong
sparty says no jokes. this is serious time.
September 17th, 2009 at 10:41 AM
also have to recommend getting a fuel efficient car if you commute. kicking myself for driving a car that gets 24 mpg hwy when i had every opportunity to get something with double that for the same amount of money. don’t need to impress anyone any more.
September 17th, 2009 at 10:41 AM
Take the money that would max your 401K (I think the max right now is 15%… so for you, the extra 12%) and open a Roth IRA. This one is taxable up front, but it is retirement income for 40 years from now that won’t be taxed.
Just doing the 401K is a great idea. Adding a Roth to it, is better.
September 17th, 2009 at 10:41 AM
sparty says no jokes. this is serious time.
SC: I disclaimer’d
//actually agree w/ everything the others said
September 17th, 2009 at 10:42 AM
So we’re having Financial Advice Thursday the same time as Piss on Joe Mauer Thirsday?
September 17th, 2009 at 10:43 AM
So we’re having Financial Advice Thursday the same time as Piss on Joe Mauer Thirsday?
taguchi: Didn’t you hear? TBL’s’s big interview get is Suzy Orman
September 17th, 2009 at 10:44 AM
jersey, blow it on coke and hookers.
September 17th, 2009 at 10:45 AM
@ jersey
you got 6 to 12 mths of emergency funds?
how much you kicking back to the folks for rent?
September 17th, 2009 at 10:46 AM
@ Wally – The reasoning behind upping the 401k contribution is that knocks your taxable income down, which if he makes 55, getting it below 50 would be huge in terms of savings. Definitely in favor of the Roth though. Hell, if you’re living at home, you can probably afford to do both, with a healthy percentage going to each.
September 17th, 2009 at 10:48 AM
My vote is for get the hell out your moms basement. When you’re 70 you wont be regretting not stuffing a little more into your 401k, you’ll be saying damn, I wish I had spent my early 20’s nailing chicks and having fun, not living at home and saving every penny. You’re still young, be stupid and enjoy it because youth disappears very quickly.
September 17th, 2009 at 10:48 AM
cross out the living at home part and that I got my masters before I entered the job market and you’ve got the formula for my life between graduation and today. very funny.
September 17th, 2009 at 10:48 AM
jersey- buy a new car if you’re still living with the ‘rents
September 17th, 2009 at 10:52 AM
23?? Damn, some of you motherfuckers are young
September 17th, 2009 at 10:53 AM
I mean, I just started working this job about a year ago. I’ve got enough saved just in case. Thanks for the advice guys…
3% is the max that they match 100% too. They match 50% of the next 2%. (Math!!!!!!). Roth IRA, I think I’m going to go through Axa for that. Bump up the 401k…. really, hmmm. I’m going to buy a newer car around tax refund time. Maybe not new, but def something. I guess my biggest concern is how long can I go living at home. I kick them enough for them to never bitch at me AND I pay for cable, phone and internet, plus me and my sister’s sell phone bill. But, I mean, I can;t live at home forever, and I can’t bring home the future wife back to my place and then hear “_______!!! Who is with you!!!!!”
September 17th, 2009 at 10:55 AM
I’d feel more comfortable with this advice if it didn’t seem everything is going to shit and gettin what you can now seems wise.
September 17th, 2009 at 10:55 AM
Contribute the extra 2%, even if the match is only 50%. It’s still free money.
September 17th, 2009 at 10:56 AM
The thing for me is… I’ve worked fucking hard for what I have, and I’ll be working harder for what I need. I want a bmw. I feel like I deserve a bmw. And if you know anything about north jersey, there’s a lot of mutherfuckers who ride bmw who haven’t done shit to earn it.
September 17th, 2009 at 10:56 AM
jersey- you can do what i know a lot of guys have done, and get one of those new apts they have in englewood or edgewater. then they eat pasta all the time because rent is so high.
September 17th, 2009 at 10:56 AM
your parent’s don’t call you JerseyYo!…
September 17th, 2009 at 10:58 AM
Seriously guys. Thanks. I know we fuck around a lot here, but people here always seem to come through when others need help and advice. You guys rock.
/Opens arms for group hug.
//Looks at jpq first
September 17th, 2009 at 10:59 AM
Thats old person worries, he’s making decent coin now and setting himself up with a masters, act like a 23 year old and have fun, because 30 with a mortgage/wife/kids/bills/401k’s is around the corner.
September 17th, 2009 at 11:00 AM
Plenty of time for that BMW
September 17th, 2009 at 11:00 AM
The sweet thing about living at home is being able to go out and drink a lot. As a matter of fact, the only thing that sucks about living at home is the stigma of living at home.
September 17th, 2009 at 11:03 AM
then by all means get a BMW. i’ve bought two new cars in the past 5 years (long story, poor decision making) and the one thing i i know now is that i will never buy brand new off the lot unless i can pay for the car in full, on the spot. not worth the depreciation on the loan.
September 17th, 2009 at 11:05 AM
I thought all people under 25 in Jersey lived with their parents? I learned that by watching True Life and Is She Really Going Out With Him? on MTV.
September 17th, 2009 at 11:08 AM
This is actually 90% factual
/adjusts monocle
//Spikes up hair
September 17th, 2009 at 11:09 AM
clown, you forgot 18 and Pregnant.
September 17th, 2009 at 11:10 AM
irish gave me the website that my wife and I ultimately used and found the house we bought.
/not kidding
September 17th, 2009 at 11:17 AM
Seriously guys. Thanks. I know we fuck around a lot here, but people here always seem to come through when others need help and advice. You guys rock.
/Opens arms for group hug.
//Looks at jpq first
I’m always here for ‘ya, Roger
September 17th, 2009 at 11:20 AM
damn link fail!
Seriously guys. Thanks. I know we fuck around a lot here, but people here always seem to come through when others need help and advice. You guys rock.
/Opens arms for group hug.
//Looks at jpq first
I’m always here for ‘ya, Roger
September 17th, 2009 at 11:21 AM
My only advice for a 23 year old is don’t get married and don’t have kids for at least seven years. Both of those things are fucking expensive, and end life as you know it.
/the more you know
September 17th, 2009 at 11:38 AM
I’m impressed with the financial advice. Well done guys.
/economics and finance grad
//13 years experience in lending
September 17th, 2009 at 11:42 AM
I second Groin–you guys are menschs
/have been taking notes for last hour
September 17th, 2009 at 11:46 AM
I’m impressed with the financial advice. Well done guys.
/economics and finance grad
//13 years experience in lending
groin: is this you?
September 17th, 2009 at 11:50 AM
Dont piss me off jpq. I’ll put strychnine in the guacamole!
September 17th, 2009 at 11:52 AM
groin: is this you?
Dont piss me off jpq. I’ll put strychnine in the guacamole!
NOOOOOOOOOOOOOO!!!!!!!!!!
I take it back!
September 17th, 2009 at 12:02 PM
REAL LATE …
You’re wayyyyyyy ahead of the game. You’re doing great, man. 55k at 23?
At 23, im not ashamed to say i was at a newspaper making about $27k a year. and i was living in north jersey, where it is expensive. I was partying in NYC, and im not going to not go out because i didnt have money … so i ran up CC debt.
doing much better now, but caught a few lucky breaks. you’re living at home so you’re stacking the chips … go buy ‘millionaire next door.’ great read on how to get loaded, quick.
toughest part for you: at 23, you’ll want a flashy ride to impress chicks (i did). the smart move is to get a decent point A to point B car so you have low/no payments.
hell, jersey, if you play your cards right, you could set yourself up real nicely to be loaded 15 years from now. if i were making that kind of loot at 23 …
September 17th, 2009 at 12:06 PM
ding,ding,ding.
besides, any girl that is really impressed by the flashy ride will just expect you to pay attention to her and buy her flashy shit to show off to her friends.
September 17th, 2009 at 12:09 PM
Yeah Wilhelm. As sad as that sounds, that is a major decision right there. Nice ride means better girls, and there is not a man on earth who can says that doesn’t matter.
I’m a finance major myself, but there is no amount of class in college that tells you what to expect 20 years down the line.
September 17th, 2009 at 12:17 PM
(Eye roll) Patiently waiting for a college football post …why is it we have to wait until late Friday morning at the EARLIEST? Then there is no time for all the chat until late Friday night when most weeks most of us have other stuff to do!
September 17th, 2009 at 12:25 PM
Is there a sad Paolo face for this?
JerseyYo – I am jealous.
September 17th, 2009 at 12:29 PM
I am lucky. Thanks
September 17th, 2009 at 12:30 PM
Oh. And
September 17th, 2009 at 12:31 PM
That local news clip had an “Anchorman” moment and was awesome …notice that fuckin’ ninnie working with him as usual too on all local news nationwide as if we have some fuckin’ free media when all those bitches sound and talk exactly the same like their Ken doll colleagues too.
September 17th, 2009 at 12:36 PM
Take it from me after I bought my 1997 BMW M3 back in 1999 until I sold it in 2008 after I moved from Las Vegas …you don’t want the chicks you know who were not looking at you before you bought your car or any chicks who compliment you on your ride before anything else. They are mostly greedy ass batshit fuckin’ ninnies one depression short of whoring for sandwiches who are just into only your money. You want the new hot chicks you meet before they see your car.
You want the chick who hardly notices your car with leather seats, which are a must and to which there is no turning back, and then when you open the door for her, she is quiet and during the ride offers a compliment of some sort as she enjoys it.
Even though we have automatic locks now, it pays to give her “The Test” from “A Bronx Tale” by walking to your door around the BACK of your car.
September 17th, 2009 at 12:37 PM
And Jersey, enjoy the ride whilst it lasts, especially in this little depression. Believe me it won’t. SAVE SAVE SAVE now.
September 17th, 2009 at 12:41 PM
Oh no BMW? Well at least they offer the free service plans for them, because damnit you will need it. Watch out after the car turns 50K miles though. I would NEVER buy a service plan long before I need it. I would WAIT until you start going off your free plan to get a better deal as this economy continues to ail.
My 1997 BMW M3 was like dating a very hot, very hot maintenance chick. The ride was ALWAYS great and fun, even on short drives, but man did that bitch always need me to buy her something. Shit I am still paying on the repairs including the A/C (it is NOT optional in Las Vegas) made to it back in July 2007 even after I sold the car in June 2008!
September 17th, 2009 at 12:47 PM
On that subject of nemeses, I think for sure I have more here than others and not by intent, but then again I get along just fine or very well with whom I do get along.
Amongst them because he hates Italians enough to bring up the subject of Mussolini, he thinks it is okay in terms of free speech to mock mass human deaths, he is a Forcier fudgepackin’ Michigan grad, and he is a high horse riding Manhattanite and Londoner is none other than Ty “Shifty Longshanks” Duffy.
He is not my most hated dude on this site, but he is top three.
Okay insert your jokes again now you Legion of Paolo Haters.
September 17th, 2009 at 1:13 PM
so…was the Mazada the chick magnet for you or was it the smart move?
September 17th, 2009 at 2:05 PM
when it was stock: smart move. after he installed the 6×9’s and equalizer: chick magnet.
September 17th, 2009 at 2:17 PM
BASTARD!!
/did that to my 94 sentra.